I'm a former banker writing about marketing, small business, credit, mortgages, retirement, + financial planning. I also homeschool, garden, and homestead off the grid. And I have chickens.
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Artificial Intelligence is a phrase that pops up with increasing frequency in the media and with good reason. This new wave of technological advances is already impacting many aspects of our homes and workplaces; here’s why you should integrate it into your HR department.
Table of Contents
#1. Reducing Administrative HR Workload
#2. Reducing Human Bias
#3. Efficient and Effective Recruiting
#4. Improving Employee Experience
#5. Keeps the Focus on Strategic Management
When you're itching to get away and explore a different part of the world, taking a cruise can offer an opportunity to expand your horizons. If you're not familiar with the preparation that goes into planning a cruise, these five tips can make the process easier and more enjoyable.
Are you shopping for new health insurance coverage? With all the different plans available, as well as the options that come with each, it's easy to become overwhelmed, especially if you need a plan that covers prescription drugs.
If you're considering Medicare plans as a cheaper alternative to private health insurance plans, you have likely asked the question: "Do Medicare Advantage Plans cover prescription drugs?"
The short answer is yes, most of them do. Here's what you need to know.
Are you finding that your food budget just doesn’t stretch quite as far as it used to? If so, you aren’t imagining it. In the U.S., the cost of food rose 6.3% in 2021. That might have you researching how to reduce your meal costs, including finding affordable lunch recipes. Sure, you can make a PB&J or heat up a can of soup, but that can get tiring after a while.
As part of our four-part series on creating meals that fit your wallet, we’ve got you covered with this list of tasty and healthy l...
With the wide range of Medicare plans available, it's all too easy to feel overwhelmed with the selection. And, while the Original Medicare Part A (hospital insurance) and Part B (medical insurance) cover about 80% of medical needs, you may be looking for more—such as additional Part D coverage for prescriptions or even a Medicare Advantage Plan.
Medicare prescription drug plans can help strengthen your coverage. Here's what you need to know to choose the right drug coverage under Medicare.
As a family living in an off grid cabin in a remote area of northern Canada, in some ways, our daily lives are pretty different from many Canadians. However, in other ways, we're very similar. One of the most common questions we're asked is how we get internet if we live off grid. The truth is there are at least four ways to get access to the internet off the grid in our area. I know because I've researched all of them.
Do you or someone you love have experience living with dementia? Although scientists aren't yet certain about how to prevent dementia, recent studies present evidence that some activities could have a positive impact on this disease.
Read on to learn more about five activities that may help delay the initial symptoms and slow the progression of dementia and other neurodegenerative diseases.
1. Regular Exercise
In addition to benefiting aging bodies, regular exercise has been shown to support ...
Do you wonder whether Social Security will be available to you throughout your retirement? If so, you aren't alone. An internet search pondering just that — "will Social Security run out?" — returns over 1 million results.
Understanding the considerations that go into this question can help you make an informed decision about whether the end of Social Security is just another of many retirement myths or a real concern you need to plan for. Here's what you need to know.
The Basics Behind Socia...
Taking care of your mental health is an important part of the self-care that comes with aging, and when you retire, you may be interested in obtaining professional support to help you manage your mental and emotional well-being.
As retirees consider whether to seek mental health support, many are sure to have questions about the costs associated with these services. So, does Medicare cover a therapist? It's important to note that, while Medicare does cover some mental health services and ther...
While comparing medical and health service insurance options you may wonder, "Does Medicare cover emergency room visits?" The short answer is yes, but the amount covered depends on several factors.
What Emergency Room Visits Are Covered by Medicare Part A?
Medicare coverage is provided for emergency room visits under certain circumstances. This includes (but is not limited to) being admitted for the treatment of an injury, the sudden onset of an illness or an illness that quickly worsens.
Are you thinking about adding Medicare Supplement Insurance — such as Medigap — to your health benefits planning? If so, you're in good company. In fact, according to a recent CNBC article, 14.5 million Americans have enrolled in a Medigap plan. Private insurance companies offer a wide range of these plans. Understanding what Medigap does and doesn't cover as well as the differences between Medigap plans in 2022 can help you make a more informed decision about whether you need supplement insu...
Have you ever challenged yourself to build your savings account? Maybe you were creating that recommended three-to-six months safety net of savings everyone talks about. And perhaps now you’re looking for a new challenge.
How about something to treat yourself? Like saving up for an item on your bucket list — a dream vacation, VIP tickets to your favorite musical artist, a car?
Let’s talk about a 12-month savings challenge, just one year, to save for something you really want.
Why a 12-month s...
Are late-night Instagram or Pinterest scroll sessions leaving you with pantry envy? It’s easy to feel a bit jealous when you’re faced with an endless feed of perfect pantry pics displaying every snack, staple and late-night treat in cute wicker baskets and clear, labeled containers.
Organizing your pantry in this way is not only aesthetically pleasing, but it can help you find what you need more easily. However, creating an Instagram-worthy custom pantry might be more than your household budg...